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Ume

Ume

Private
São PauloFinTechhttps://www.ume.com.br/

Last Round

Debt

Feb 28, 2026

Total Funding Raised

$95.3M

Momentum

Top 25%

of companies Caplight tracks

Company Overview

Ume is a fintech company that provides a merchant-facing credit infrastructure and Pix-based payment network, enabling small and medium-sized businesses to offer consumer financing products at the point of sale.

Sector

FinTech

Verticals

Lending & Credit, Digital Payments, BNPL, Retail Technology, Credit Scoring

Business Model

B2B2C

Customer Profile

Payment Processing Fee, Services & Consulting

AI Layer

Application

Keywords

embedded financePixbuy now pay laterBNPLPix parceladocredit underwritingmerchant servicesAI credit scoringpoint of salePOSinstallment paymentsSMB lendingpayment infrastructurefintech platformautomated collections

Historical Pricing

Historical view of private secondary pricing and transaction trends.

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Ume Comparables

Compare Ume with similar companies based on industry and business-model similarity.

Ume comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
Pagaleve
83%
Addi
77%
MercadoLibre
72%

Ume Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
DebtFeb 28, 2026
Series BSep 8, 2025
Series AAug 30, 2024
DebtAug 30, 2024
DebtApr 29, 2022
Seed
Apr 29, 2022

Key People

Founding team and executive leadership

Berthier Ribeiro

CEO

Executive Team

Theo R.

COO

Executive Team

Ume Investors

Notable investors and investment history

Ume investors
InvestorRounds
Valor Capital GroupSeries B
Bradesco BBIDebt
Western Asset Management CompanyDebt
NFXSeries B, Series A, Seed
PayPal VenturesSeries B, Series A
Clocktower VenturesSeed, Series A
Norte VenturesSeed, Series A

Market signals

Structured signals derived from secondary market and firmographic data.

  • Apr 1, 2026

    Featured in 'Startups to Watch' list.

  • Mar 1, 2026

    Featured in a 'Startups to Watch' list.

Recent news

Latest coverage and updates

  • receives_financingAug 13, 2026

    Ume received financing of $96M in funding on Aug 13th '26.

Ume Filings

Explore SEC and related filing metadata, where available.

Ume filings preview — column headings only; records require access
TypeDateAmount OfferedAmount SoldFilingPagesDownload

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Frequently Asked Questions

Common questions about Ume's valuation, stock price, and market status.

Is Ume a public or private company?

Ume is a private company.

What is the current stock price of Ume?

Ume is a private company with no public stock price. No recent secondary market data is available.

How much is Ume worth (valuation)?

Valuation information for Ume is not publicly available.

Can I buy Ume stock?

Ume shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.

When was Ume's last funding round?

Ume's most recent funding round was Debt on February 28, 2026.

Who are the main investors in Ume?

Key investors in Ume include Valor Capital Group, NFX, PayPal Ventures, Bewater Ventures, Canary.

Will Ume IPO soon?

No public IPO plans have been announced for Ume.

How can I track Ume secondary market activity?

Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor Ume's secondary market activity and sign up for updates.

Firmographic Details

HeadquartersSão Paulo
Employee Range373
Year Founded2018
Last FundingFeb 28, 2026

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