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TomoCredit

TomoCredit

Private
San Francisco, CaliforniaFinTechhttps://tomocredit.com/

Last Round

Debt

Jul 21, 2022

Est. Valuation

$222M

Total Funding Raised

$139.12M

Company Overview

TomoCredit is a fintech company that provides an AI-powered financial platform to help individuals with limited or no credit history build credit and access financial products.

Sector

FinTech

Verticals

Lending & Credit, Credit Scoring, Personal Finance, Digital Banking

Business Model

B2C

Customer Profile

Subscription SaaS, Payment Processing Fee

AI Layer

Application

Keywords

credit buildingalternative credit scoringcredit invisibleneobankai fintechcashflow underwritingpersonal finance assistantai financial agentcredit score repairdata as a serviceDaaSunderwriting platformfinancial wellnessno-fico lending

Historical Pricing

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Caplight Momentum Score

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TomoCredit Comparables

Compare TomoCredit with similar companies based on industry and business-model similarity.

TomoCredit comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
Tilt Finance
83%
Grow Credit
81%
Arro
80%

TomoCredit Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
DebtJul 21, 2022
Series BJul 21, 2022
Series ASep 15, 2021
SeedFeb 10, 2021
AcceleratorSep 9, 2019

Key People

Founding team and executive leadership

Kristy Kim

Co-founder, CEO

Founding Team

Joseph Lindsay

Chief Technology Officer

Executive Team

Ronnie M.

COO CFO

Executive Team

TomoCredit Investors

Notable investors and investment history

TomoCredit investors
InvestorRounds
Third PrimeSeries B
Barclays PLCAccelerator, Seed
Red Bike CapitalSeed
KB InvestmentSeries A, Seed
TechstarsAccelerator
GaingelsSeries B
Strong VenturesSeries A, Seed

Market signals

Structured signals derived from secondary market and firmographic data.

  • Mar 27, 2026

    Launched an upgraded, smarter AI agent for its personal finance platform.

  • Mar 3, 2026

    Founder named one of Inc.'s Top Female Founders.

Recent news

Latest coverage and updates

  • recognized_asAug 26, 2026

    TomoCredit Inc recognized as 2026 Inc. 5000 on Aug 26th '26.

TomoCredit Filings

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TomoCredit filings preview — column headings only; records require access
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Frequently Asked Questions

Common questions about TomoCredit's valuation, stock price, and market status.

Is TomoCredit a public or private company?

TomoCredit is a private company.

What is the current stock price of TomoCredit?

TomoCredit is a private company with no public stock price. No recent secondary market data is available.

How much is TomoCredit worth (valuation)?

TomoCredit's valuation is estimated at $222.0M based on funding round data.

Can I buy TomoCredit stock?

TomoCredit shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.

When was TomoCredit's last funding round?

TomoCredit's most recent funding round was Debt on July 21, 2022.

Who are the main investors in TomoCredit?

Key investors in TomoCredit include KB Investment, Kapor Capital, Next Level Indiana Fund, Silicon Valley Bank, Kapor Center.

Will TomoCredit IPO soon?

No public IPO plans have been announced for TomoCredit.

How can I track TomoCredit secondary market activity?

Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor TomoCredit's secondary market activity and sign up for updates.

Firmographic Details

HeadquartersSan Francisco, California
Employee Range21
Year Founded2019
Last FundingJul 21, 2022

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