Happy Money
PrivateLast Round
Debt
Jun 16, 2025
Est. Valuation
$1.15B
Total Funding Raised
$334.98M
Momentum
Top 25%
of companies Caplight tracks
Company Overview
Happy Money operates in FinTech and is based in Torrance, California. Its latest recorded funding round was a Strategic round in January 2024.
Happy Money is a financial technology company that provides a digital platform for personal loans and debt consolidation services in partnership with credit unions and financial institutions.
Sector
FinTech
Verticals
Lending & Credit, Personal Finance, Credit Scoring
Business Model
B2B2C
Customer Profile
Payment Processing Fee, Services & Consulting
AI Layer
Application
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Happy Money Comparables
Compare Happy Money with similar companies based on industry and business-model similarity.
| Company | Similarity | Market Cap |
|---|---|---|
| Prosper Marketplace | 81% | |
| Barclays PLC | 81% | |
| Upstart Holdings, Inc. | 80% |
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Happy Money Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Debt | Jun 16, 2025 | ||||
| Strategic | Jan 4, 2024 | ||||
| Series D Extension | Feb 8, 2022 | ||||
| Series D | Sep 5, 2019 | ||||
| Series C | Jun 15, 2016 | ||||
Series B | Oct 22, 2014 |
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Key People
Founding team and executive leadership
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Happy Money Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Great Oaks Venture Capital | Series A, Seed, Series C, Series B |
| Broadshade Investments | Strategic |
| Fortress Investment Group | Debt |
| CMFG Ventures | Series D, Series D Extension |
| FirstMark Capital | Seed, Series C, Series B |
| Anthemis | Series D, Series A, Seed, Series C, Series B, Series D Extension |
| The Co-operators | Series D, Series D Extension |
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Market signals
Structured signals derived from secondary market and firmographic data.
- Mar 19, 2026
Named Best Consumer Lending Company for the second year.
- Mar 19, 2026
Recognized as a leader in credit card debt consolidation.
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Happy Money Filings
Explore SEC and related filing metadata, where available.
| Type | Date | Amount Offered | Amount Sold | Filing | Pages | Download |
|---|
Filing documents are not displayed on this public page. Request access to learn about available coverage.
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Frequently Asked Questions
Common questions about Happy Money's valuation, stock price, and market status.
Is Happy Money a public or private company?
Happy Money is a private company.
What is the current stock price of Happy Money?
Happy Money is a private company, so its shares have no public market price. Caplight tracks Happy Money's secondary market activity and provides MarketPrice™ estimates of its share price to Caplight users.
How much is Happy Money worth (valuation)?
Happy Money's valuation is estimated at $1.1B based on funding round data.
Can I buy Happy Money stock?
Happy Money shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors.
When was Happy Money's last funding round?
Happy Money's most recent funding round was Debt on June 16, 2025.
Who are the main investors in Happy Money?
Key investors in Happy Money include CMFG Ventures, FirstMark Capital, Anthemis, The Co-operators, CMFG Ventures.
Will Happy Money IPO soon?
No public IPO plans have been announced for Happy Money.
How can I track Happy Money secondary market activity?
Caplight tracks bids, offers, and trades in Happy Money's shares on secondary markets.