Defacto
PrivateLast Round
Series B
Sep 16, 2025
Total Funding Raised
$232.01M
Momentum
Top 50%
of companies Caplight tracks
Company Overview
Defacto is a fintech company that provides an API-first B2B lending platform for small and medium-sized businesses.
Sector
FinTech
Verticals
Lending & Credit, Credit Scoring, API Management, Platform-as-a-Service, Corporate Banking
Business Model
B2B
Customer Profile
Payment Processing Fee, Revenue Share
AI Layer
Application
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Defacto Comparables
Compare Defacto with similar companies based on industry and business-model similarity.
Defacto Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Series B | Sep 16, 2025 | ||||
| Series A Extension | Nov 14, 2023 | ||||
| Debt | Jul 12, 2023 | ||||
| Series A | Jun 7, 2022 | ||||
| Seed | Nov 1, 2021 |
Defacto Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Blast.club | Series B |
| Global Founders Capital | Series A, Series A Extension, Series B, Seed |
| Citi Ventures | Series A Extension, Series B |
| Northzone | Series A Extension, Series B, Series A |
| Motier Ventures | Series A Extension |
| Headline | Series A, Series A Extension, Series B, Seed |
| La Maison Partners | Series B |
Market signals
Structured signals derived from secondary market and firmographic data.
- Mar 29, 2026
Added Joko USA Inc., a consumer rewards company.
- Mar 29, 2026
Added kerets, an e-commerce startup, as a customer.
Recent news
Latest coverage and updates
- expands_offices_toJun 29, 2026
Defacto will expand offices to Belgium, Western Europe, Europe on Jul 1st '27.
- expands_offices_toJun 29, 2026
Defacto will expand offices to Germany, Western Europe, Europe on Jul 1st '27.
Defacto Filings
Explore SEC and related filing metadata, where available.
| Type | Date | Amount Offered | Amount Sold | Filing | Pages | Download |
|---|
Filing documents are not displayed on this public page. Request access to learn about available coverage.
Request accessFrequently Asked Questions
Common questions about Defacto's valuation, stock price, and market status.
Is Defacto a public or private company?
Defacto is a private company.
What is the current stock price of Defacto?
Defacto is a private company with no public stock price. No recent secondary market data is available.
How much is Defacto worth (valuation)?
Valuation information for Defacto is not publicly available.
Can I buy Defacto stock?
Defacto shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.
When was Defacto's last funding round?
Defacto's most recent funding round was Early Funding on September 17, 2025.
Who are the main investors in Defacto?
Key investors in Defacto include Global Founders Capital, Citi Ventures, Headline, La Maison Partners, Citigroup.
Will Defacto IPO soon?
No public IPO plans have been announced for Defacto.
How can I track Defacto secondary market activity?
Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor Defacto's secondary market activity and sign up for updates.