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Cardless

Cardless

Private
San Francisco, CaliforniaFinTechhttps://www.cardless.com/

Last Round

Series C

Sep 22, 2025

Est. Valuation

$216M

Total Funding Raised

$185.1M

Momentum

Top 5%

of companies Caplight tracks

Company Overview

Cardless is a financial technology company that provides an API-first infrastructure for consumer brands to launch and manage co-branded credit card programs.

Sector

FinTech

Verticals

Digital Payments, Lending & Credit, Compliance, Stablecoins, Digital Banking

Business Model

B2B2C

Customer Profile

Payment Processing Fee, Subscription SaaS, Revenue Share

AI Layer

Non-AI

Keywords

embedded financeco-branded credit cardscredit card as a serviceB2B2Cpayment infrastructurestablecoin paymentsfintech APIcard issuancewhite-label creditcrypto-integrated paymentsfraud detectionprogram managementBaaSbanking as a servicepayment processing

Historical Pricing

Historical view of private secondary pricing and transaction trends.

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Cardless Comparables

Compare Cardless with similar companies based on industry and business-model similarity.

Cardless comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
Imprint
84%
Brim Financial
81%
Intuit
79%

Cardless Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
Series CSep 22, 2025
Early FundingNov 26, 2024
DebtMay 16, 2023
StrategicJul 25, 2022
Series BJul 14, 2021
Early Funding
Nov 18, 2020

Key People

Founding team and executive leadership

Scott Kazmierowicz

Co-Founder & CEO

Founding Team

Hana Khosla

Chief Financial Officer

Executive Team

Fitz Tepper

Chief Operating Officer

Executive Team

Cardless Investors

Notable investors and investment history

Cardless investors
InvestorRounds
Clocktower VenturesSeed, Series A, Early Funding, Strategic
Commerce VenturesEarly Funding
Thayer VenturesEarly Funding
Tribe CapitalSeries B
Amex VenturesEarly Funding, Strategic
K50 VenturesSeries C
i80 GroupDebt

Market signals

Structured signals derived from secondary market and firmographic data.

  • Aug 15, 2026

    Grew 19% QoQ, from 67 to 80 employees.

  • Jul 18, 2026

    Run rate revenue scaled from $10M to $150M in 12 months.

Recent news

Latest coverage and updates

  • hiresJul 10, 2026

    Cardless, Inc. hired Mark Troianovski as chief business officer on Jul 10th '26.

  • hiresJul 10, 2026

    Cardless, Inc. hired Karolina Noronha as chief product officer on Jul 10th '26.

Cardless Filings

Explore SEC and related filing metadata, where available.

Cardless filings preview — column headings only; records require access
TypeDateAmount OfferedAmount SoldFilingPagesDownload

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Frequently Asked Questions

Common questions about Cardless's valuation, stock price, and market status.

Is Cardless a public or private company?

Cardless is a private company.

What is the current stock price of Cardless?

Cardless is a private company with no public stock price. No recent secondary market data is available.

How much is Cardless worth (valuation)?

Cardless's valuation is estimated at $216.0M based on funding round data.

Can I buy Cardless stock?

Cardless shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.

When was Cardless's last funding round?

Cardless's most recent funding round was Series C on September 22, 2025.

Who are the main investors in Cardless?

Key investors in Cardless include Amex Ventures, i80 Group, Activant Capital, Spark Capital.

Will Cardless IPO soon?

No public IPO plans have been announced for Cardless.

How can I track Cardless secondary market activity?

Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor Cardless's secondary market activity and sign up for updates.

Firmographic Details

HeadquartersSan Francisco, California
Employee Range56
Year Founded2019
Last FundingSep 22, 2025

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